LGFA * Insurance ONLY* Gaelic 4 Mothers & Others
What is insured?Cover applies during the operative time shown in the policy scheduleAccidental deathSum Insured: €75,000Additional cover included with core coverage DisappearanceIf after a suitable time period, it is reasonable to believe the insured person has died from bodily injury caused by an accident.Sum insured: €75,000Children’s bonus:Increase to the amount paid for accidental death by 5% for each child of the insured person, up to 10% of the sum insured for accidental deathFuneral costsCosts for funeral and cremation costs in the case of an accident with results in deathSum Insured: up to €5,000Life-saver bonusAccidental death of a person who is not an insured person, who sustains bodily injury resulting in death while trying to save the life of an insured person. Sum insured: €25,000Permanent Total Disablement Sum Insured: €75,000Accident Medical Expenses Benefit Sum Insured: €3,500Accidental Damage to Teeth Sum Insured: €3,500 What is not insured?The following are the key exclusions. Each optional additional cover will have its own terms and conditions. War whether declared or not Intentional self-injury, suicide or attempted suicide Criminal acts or attempts to commit criminal act Flying except while travelling as a commercial passenger An accident occurred due to the influence of alcohol and/or drugs and not prescribed by a medical practitioner or where prescribed drugs have been taken contrary to manufacturer’s instructions. Sickness unless as a result of bodily injury Post-traumatic stress disorder or psychological orpsychiatric illness or condition Any naturally occurring condition or degenerative disease or gradually operating cause Bodily injury contributed to by participating in, practising or training for any hazardous or professional sport except where listed in the policy schedule as a covered activity.
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